Licensed Insurance Sales Agent – Independent Contractor
Location: Remote (US-Based)
Flexibility. Balance. Freedom.
Are you a driven Licensed Life and Health Insurance Sales Agent with a passion for helping others? At Liveops, Independent Contractors (IC) have the freedom to be their own boss, set their own schedule, and enjoy the flexibility of working from home. As a self-employed agent, you’ll connect with customers who are already interested—no need to search for warm leads, because our clients provide them for you.
Liveops is proud to be ranked #2 on FlexJobs’ Remote Companies to Watch for 2025, a reflection of our commitment to empowering professionals through flexible, remote opportunities.
What makes this opportunity stand out?
- No cost for leads
- This is a one-call close model.
- Inbound and outbound opportunities available
- Non-captive opportunity
- No chargebacks
- Errors & Omissions insurance covered
As an Independent Contractor, you will:
- Be your own boss as a self-employed Independent Contractor
- Assist customers with selecting policies, providing quotes, and completing insurance applications
- Manage inbound calls from interested customers
- Use product knowledge to explain available insurance options
- Assess customer needs and offer effective, creative solutions
- Navigate specialized software to manage interactions efficiently
To qualify, applicants must hold active Life and Health licenses that meet one of the following criteria:
- Resident of Texas or Florida with active Life and Health licenses in your resident state.
- Resident of a Liveops-sourced state and hold both active Life and Health licenses for California.
- Hold active Life and Health licenses in your resident state and in two additional non-resident states.
Compensation:
- $0.32 per minute of talk time, plus 3.20% commission of Issued New Annualized Premium for applications with pay (credit card/EFT)
- Submit invoices and receive payment for completed services.
- Compensation is based on productive time spent assisting customers plus an agent commission.
- As a self-employed 1099 Independent Contractor, you are responsible for paying your own taxes and expenses.
- Holding multiple state licenses may increase call volume and boost invoicing potential.
- In 2024, top agents averaged $24-$54/hr. Earnings vary based on time committed, sales ability, performance and are not guaranteed.
Hours:
- Choose your own schedule by self-scheduling in 30-minute blocks.
- Call volume generally comes in Monday – Friday from 8am to 10pm ET and Saturdays from 9am to 5pm ET.
Computer requirements:
- Provide your own equipment, including a Windows operating PC (Macs, Chromebooks, tablets are not supported)
- Wired internet connection
- Android or Apple Phone
- Some clients may require additional security measures and equipment
Application Process
To Become a Licensed Insurance IC, the following is required:
- To qualify, applicants must hold active Life and Health licenses that meet one of the following criteria:
- Resident of Texas or Florida with active Life and Health licenses in your resident state.
- Resident of a Liveops-sourced state and hold both active Life and Health licenses for California.
- Hold active Life and Health licenses in your resident state and in two additional non-resident states.
2. Complete the application, tech check, and onboarding:
- Sign an Independent Contractor Agreement (ICA).
- Pass an identity verification and background check.
- Set up direct deposit and log into your agent account.
Background Check Information
The background check requires a non-refundable $35 processing fee paid directly to the background check vendor.
3. Select a client program and complete the required certification (focused on systems, not sales training)
Important notes:
- Independent contractors have the responsibility to ensure their licenses remain active and up to date.
- Actual earnings vary and depend on factors such as the amount of time an independent agent chooses to commit, their sales ability, and overall performance.
- As an Independent Contractor, you have the flexibility to manage your own schedule and business activity, which directly influences your earning potential.
Apply now and become part of the Liveops Nation—where flexibility meets opportunity
Liveops is currently accepting applications in the following states: AL, AK, AZ, DC, DE, FL, GA, IA, ID, IN, KS, KY, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NM, NV, OH, OK, PA, RI, SC, SD, TN, TX, VA, WV, WY
