Life & Health Insurance Sales Agent
1099 Contract Opportunity | Self-schedule | Pay per talk-minute
*Liveops is currently accepting applications in the following states: AL, AK, AZ, DC, DE, FL, GA, IA, ID, IN, KS, KY, MD, ME, MI, MO, MS, MT, NC, ND, NE, NM, NV, OH, OK, PA, RI, SC, SD, TN, TX, UT, VA, WV, WY
Contract Opportunity
We’re seeking licensed Life & Health Insurance Sales Agents who want the flexibility of remote work in a non-captive sales model, representing multiple carriers and handling warm inbound demand.
Why Partner with Liveops?
- Non-captive model: work with multiple carriers
- Warm inbound leads: no cold calling
- No chargebacks: Errors & Omissions coverage included
- 100% remote
- Flexible scheduling
- Uncapped earning potential (2024 agent averages: $24–$54/hour, not guaranteed)*
- Opportunity to build and grow your independent book of business
Compensation:
- $0.32 per minute of talk time
- 3.20% commission on issued New Annualized Premium (applications with payment)
- Contractors invoice and receive payment for completed services
- Independent Contractors are responsible for their own taxes and expenses
- Holding multiple state licenses may increase call volume and earn potential
Requirements:
- Active licenses for both Life and Health in your resident state plus 9 additional non-resident states
- Consultative or inbound sales experience
- Ability to work in a multi-carrier, non-captive environment
- Strong communication and closing skills
- Self-motivated and comfortable working independently
- Provide your own equipment including windows operating PC (Macs, Chromebook, tablets are not supported)
Duties & Responsibilities:
- Handling warm inbound calls from customers seeking insurance solutions
- Consulting with customers to recommend appropriate Life & Health coverage
- Navigating multiple systems while documenting interactions accurately
- Converting qualified leads into issued policies
- Delivering professional, high-quality sales experience independently
Technology Requirements
- Internet: Wired internet connection via an Ethernet cable (no WiFi or Satellite connectivity)
- Internet download speed: Minimum 20 Mbps or higher
- Internet upload speed: Minimum 5 Mbps or higher
- Processor: Minimum of 6 cores
- Memory: 16 GB or available/usable RAM or more
- Operating System: Windows 11 Home, Windows 11 Pro, or Windows 11 Pro for Workstations
- Browser: Latest versions of Chrome or Edge
- Monitor: Dual monitors are required. Screen resolution 1920 x 1080 pixels or higher
- Sound: Must have a sound card installed and be equipped with speakers or headphones
Important Information
*Many client programs require a background check. Applicants are responsible for the $25 background check fee, which is considered a business expense.
*Earnings are not guaranteed. Income varies based on the client programs you support, call volume, your performance, and the time your business commits to providing services.
Recruitment Agencies: Please do not submit candidates for this role. Any submissions will be considered unsolicited and will not be credited.
