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Work-from-home insurance sales job opportunities

Sell insurance from home with greater control over your schedule

Use your active Life & Health insurance licenses and consultative sales skills to help customers explore insurance coverage options from home. 

Liveops connects qualified independent contractors with warm inbound insurance opportunities across multiple carriers, along with the ability to self-schedule based on program availability, so they can sell insurance from home. 

Liveops opportunities are 1099 independent contractor opportunities, not W-2 employee positions. Independent contractor opportunities are subject to client demand, program availability, and eligibility requirements.

Current insurance sales opportunity

Now accepting Applications

Life & Health Insurance Sales Agent

Remote | 1099 contract opportunity

Sell insurance from home through a non-captive sales model featuring multiple carriers and warm inbound demand. Use your Life & Health insurance knowledge to understand customer needs, explain coverage options, and convert qualified leads into issued policies. 

This 1099 independent contractor opportunity allows licensed professionals to self-schedule based on program availability while building and growing an independent book of business. 

Opportunity overview

Connect customers with coverage that fits

When selling insurance from home, every conversation is an opportunity to understand a customer’s needs and help them explore appropriate coverage.  

Use your licensed expertise, active listening skills, and consultative approach to guide customers through the sales process. 

Handle warm inbound calls

Speak with customers who are actively seeking Life & Health insurance solutions. No cold calling is required. 

Understand customer needs

Ask thoughtful questions and listen carefully to identify customer priorities and coverage needs. 

Recommend coverage

Explain Life & Health insurance options clearly and help customers evaluate appropriate solutions. 

Complete sales process

Address questions and objections, document interactions, and convert qualified leads into issued policies. 

Put your insurance sales experience to work from home

This remote insurance sales agent opportunity may be a strong fit if you have: 

Remote insurance sales opportunity at a glance

Contract

1099 independent contractor

Scheduling

Choose times based on program availability

Certification

Approximately 2–6 weeks

Technology

Windows 11 computer, dual monitors and wired internet

Disclaimer

Liveops opportunities are 1099 independent contractor opportunities, not W-2 employee positions. Independent contractor opportunities are subject to client demand, program availability, and eligibility requirements.

Is a 1099 remote job with Liveops right for you?

Running a business through Liveops works well for many people, but it’s not the right fit for everyone. Before investing in a background check, take a few minutes to understand how 1099 remote jobs differ from traditional W-2 employment.

If you’re looking for flexibility, independence, and the ability to choose when you work, a 1099 job may be a great fit. If you prefer employer-managed schedules, guaranteed hours, and traditional employee benefits, a W-2 position may be a better match.

Still sounds like a fit? Great.

Here’s what a 1099 work from home opportunity with Liveops looks like.

Features
1099 Contractor
W-2 Employee

Flexible schedule control

Variable pay based on hours worked

Guaranteed hours or weekly paycheck

Employer-provided benefits

Upfront background check or equipment costs

Certification before earning

Self-directed, independent work

Flexibility and independence

Structure and predictability

Frequently asked questions about selling insurance from home

Qualified, licensed professionals can sell insurance from home as independent contractors through select Liveops client programs. The current Life & Health Insurance Sales Agent opportunity involves handling warm inbound calls, understanding customer needs, recommending appropriate coverage, and converting qualified leads into issued policies. 

A remote insurance sales agent speaks with prospective customers by phone, evaluates their coverage needs, explains available products, answers questions, addresses objections, and helps complete insurance applications. 

Responsibilities vary by client program, but successful remote agents combine insurance knowledge with active listening, consultative selling, and strong closing skills. 

The current opportunity requires active licenses for both Life and Health insurance in your resident state, plus at least nine additional non-resident states. Licensing requirements can change by client program, so review the current opportunity listing before applying. 

Holding licenses in multiple states may increase the amount of eligible call volume available to your business. Call volume and earnings are not guaranteed. 

Yes. The current opportunity allows qualified, multistate-licensed professionals to sell Life & Health insurance from a home office. Agents speak with customers seeking coverage, assess their needs, explain available options, and help them complete the sales process. 

If you are researching how to sell health insurance remotely, maintaining the required licenses and understanding state-specific regulations are essential first steps. 

The current opportunity requires a compatible Windows 11 computer, dual monitors with a resolution of at least 1920 by 1080 pixels, a wired internet connection, and compatible audio equipment. 

The computer must also meet current processor, memory, browser, security, and internet-speed requirements. Macs, Chromebooks, tablets, Wi-Fi, and satellite internet are not supported for this opportunity. 

Yes. Independent contractors must complete client-specific certification before providing services for a client program. Certification requirements and duration vary, so applicants should review all program details before enrolling. 

No. Liveops accepts applications only from eligible states, and availability may vary by client program. Applicants must also meet the resident and non-resident insurance licensing requirements associated with the current opportunity. 

Review the current opportunity listing and Liveops eligibility requirements before applying. 

The current Life & Health Insurance Sales Agent opportunity pays $0.32 per minute of talk time plus a 3.20% commission on issued New Annualized Premium for applications with payment. 

Independent contractors invoice for completed services and are responsible for their own taxes and business expenses. Earnings vary based on call volume, performance, issued policies, and the amount of time committed to providing services. Earnings are not guaranteed.